Welcome to TBF Financial Operations where we specialize in one-on-one financial coaching. We sit down with you and take a look at your income, your expenses and goals and create a plan that is custom fit for your life and family arrangement. Our clients learn how to create spending plans, become debt free, and build a strong credit profile that will have lenders lining up for credit approval.  For your credit anaylsis, please be sure to order your 3B credit reports. We will not be able to complete your meeting without the reports.